Real estate investors and house flippers
Contractors with access to off-market properties
Anyone experienced in renovations or resale
Term: 6 to 18 months (sometimes up to 24)
Interest-Only Payments
LTV (Loan-to-Value): 70–90% of purchase price
ARV (After Repair Value): Loans often cover 100% of rehab costs, up to 65–75% of ARV
Speed: Quick approval and funding (as fast as 5–10 days)
Acquire homes below market value that need repairs or cosmetic updates. al for flipping properties quickly in competitive markets.